OK, so I've been sitting on this find for a little while now! I had to test it out to make sure it was worth it and I'm ecstatic to report my findings to you all!
What is better than CASH BACK? The only thing better is CASH BACK for things you are doing anyways! Like shopping at the grocery store, getting gas (ugh...esp. with the prices now!) or even paying a bill.
Yes, that's right! I've seen banks offer Cash Back on Debit Card Purchases or Rewards on Checking Accounts, but they are usually limited to "High End" account holders, as are most "Perks" of this type.
I've made a beautiful discovery and though I was hesitant to switch around banks, etc. it has rewarded me well for the small effort !
PerkStreet Financial is an online bank that offers a lot of PERKS you really won’t find anywhere else.
In this day and age, there are a wide variety of places that you can put your money, including a huge number of online banks. PerkStreet does a great job of setting themselves apart from most other online banking websites.
Most debit cards do not even have a reward program. PerkStreet does and it really is quite unique.
Here's a breakdown for you...imagine earning 2% CASH BACK on every time you use your debit card!
You will earn 2% cash back for all non-PIN debit card purchases you make for the first 3 months, starting on the day that your account is opened. There is no limit to the total amount you can earn.
After the first 3 months, you'll earn 2% cash back for all non-PIN debit card purchases if your balance is over $5,000 at the start of the day OR 1% cash back on all non-PIN debit card purchases if it is below $5,000.
You can choose to earn coffee or music perks instead of cash back perks and those add up quickly as well! You can switch perks programs at any time with no penalty.
In addition you can earn 5% cash back when shopping at certain retailers. They announce the retailers and associated time periods for earning 5% cash back at those retailers via Twitter (@perkstreet), their Facebook page or other company communications.
I knew I was in for the Cash Back Debit Card the minute I saw it! I had to test it out before I reported to you all, and I'm here to say that if you use your debit card often, you will LOVE getting 2% CASH BACK !
The PerkStreet checking account is basicly FREE. Here are the high points of what it has to offer:
•$25 to open the account
•No minimum balance
•No monthly fees, when you use your account
•Free online banking and bill pay
•Nation’s largest “free” ATM network
•24/7 customer support, live and fast
•Unique debit card offering 1-2% cash back, or free coffee or music
•Sign up takes five minutes
Their ATM network has over 37,000 branches, which they state is the largest in the country. They also offer free overnight delivery if you deposit money through the mail at UPS and Mailboxes Etc. locations.
If you've thought about changing banks or want to start getting cash back for purchases you are already making daily, I highly recommend PerkStreet Financial.
CLICK HERE to visit PerkStreet Financial and see for yourself!
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